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 insurance and therapist questions
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ndb

209 Posts

Posted - 05/11/2006 :  09:49:31  Show Profile  Reply with Quote
Hi,

I was wondering if anybody had advice about insurance plans, specifically mental health benefits. The psychiatrist Dr. Sarno's office recommended charges $185 per session, and my current insurance has a lifetime cap of $1000.

Also, to people who have been seeing a therapist, how often do you visit him/her? And how long did you continue therapy? I realize this will vary a lot, and need not apply to my situation...

I'm just trying to get an idea of whether I should worry myself sick about trying to find better insurance. To make things worse, I'm a foreign student in the US, and the all the rules seem doubly complicated and restrictive

Best,
ndb

ndb

209 Posts

Posted - 05/12/2006 :  11:22:39  Show Profile  Reply with Quote
Wondering about the lack of replies...did I breach some kind of etiquette...or just that nobody has any input on my question?

thanks,
ndb

Edited by - ndb on 05/12/2006 12:08:46
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Pendoreille

USA
23 Posts

Posted - 05/12/2006 :  12:56:42  Show Profile  Reply with Quote
Insurance coverage just varies a lot between plans. I don't think most insurance covers a lot of therapy. I have a good insurance, and I get 8 visits annually. I see my therapist once a week.
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ndb

209 Posts

Posted - 05/13/2006 :  08:58:21  Show Profile  Reply with Quote
Thanks for the reply, Pendoreille. Wow, so you foot most of the bill on your own!

By the way, can I ask what insurance company it is? I'm asking because most companies seem to have a 'lifetime cap' instaed of allowing some amount per year.

Thanks,
ndb
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Pendoreille

USA
23 Posts

Posted - 05/13/2006 :  21:48:53  Show Profile  Reply with Quote
It's through my work, and those sort of plans are all negotiated very differently. And I just looked again it's actually 20 visits per year.
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